Dark Data
Unknown or untapped data across an organization;
Data that companies lack the expertise to extract value from.
Dark Data
Unknown or untapped data across an organization;
Data that companies lack the expertise to extract value from.
Unknown or untapped data across an organization;
Data that companies lack the expertise to extract value from.
Unknown or untapped data across an organization;
Data that companies lack the expertise to extract value from.
As a self-funded employer, you are handing your ASO medical carrier/TPA a blank check and hoping for the best. Your claims cost continues to increase each year. Hope isn't an ERISA fiduciary strategy and trust isn't compliance.
You carry personal liability for plan oversight, cost management, and participant protection. The Department of Labor doesn't care that you hired someone else to pay the claims - the buck stops with you.
The post-adjudication claims data held by your carrier/TPA is the key to fiduciary oversight, but they don't want you to have it. They'll resist your requests and eventually offer their "standard" extract that does not include all necessary information.
The Consolidated Appropriations Act of 2021 gave you the legal right to all of your data. Your ERISA obligations leave you no choice but to demand complete transparency.
Dark Data Health Insights spent two decades behind the firewall, analyzing this claims data for 37 of the most prominent medical carriers (aka the "BUCAHs") in the U.S. We know what data is available and how to ask for it. Let us help you obtain all of the information needed to understand your spend, protect your plan, and control your costs.
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